You need to download and install the ACE provider 16.0. (Which has gone out of support, and maybe you should run the Microsoft 365 Access Runtime instead). Furthermore, the bit-ness of the provider needs to match the bit-ness of your SSMS installation (not SQL Server). That is, if you are running SSMS 20 or older, you need the 32-bit version of the provider. With SSMS 21 and later, you need the 64-bit version of the provider.
If you are uncertain which version of SSMS you are using, you can download the most recent version here.